Terms & Conditions

Acceptance of Terms

By accessing, browsing, or using the QuoteCompare.org website (the "Site") or any of its associated services, tools, or resources, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions ("Terms"), along with our Privacy Policy, which is incorporated herein by reference.

These Terms constitute a binding legal agreement between you ("User," "you," or "your") and QuoteCompare.org ("Company," "we," "us," or "our"). Your continued use of the Site following the posting of any updates to these Terms constitutes acceptance of those changes.

If you are using our Site on behalf of an organization or business entity, you represent and warrant that you have authority to bind that entity to these Terms.

Description of Our Services

QuoteCompare.org is an independent insurance comparison and lead generation platform. We provide users with the ability to explore and compare auto and home insurance options offered by licensed, third-party insurance carriers and agencies.

Our services include, but are not limited to:

• Facilitating connections between consumers and licensed insurance agents or carriers
• Presenting illustrative or indicative insurance rate information for comparison purposes
• Providing educational content about auto and home insurance products
• Routing consumer inquiries to appropriate licensed insurance professionals

Eligibility

To use our Site and services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal capacity to enter into a binding agreement
• Not be prohibited from using our services under applicable law

By using this Site, you represent and warrant that you meet all eligibility requirements. We reserve the right to refuse service, terminate accounts, or cancel requests at our sole discretion if we have reason to believe eligibility requirements are not met.

No Guarantee of Insurance Coverage or Rates

Any rates, quotes, savings figures, or coverage information displayed on this Site are provided for illustrative and informational purposes only. They do not constitute a binding offer, commitment, or guarantee of insurance coverage at any particular premium or rate.

Actual insurance rates and availability are determined solely by the insurance carrier or agent based on your individual profile, including but not limited to:

• Your location, driving record, and claims history
• The type, age, and condition of your vehicle or property
• Your credit history (where permitted by applicable state law)
• The specific coverages, deductibles, and limits you select
• State-specific regulations and carrier underwriting criteria

Information You Provide

When you use our Site, you may be asked to submit personal information to receive insurance quotes or to be connected with a licensed agent. By submitting such information, you represent and warrant that:

• All information you provide is accurate, current, and complete to the best of your knowledge
• You are the individual described in the information submitted, or you have the authority to submit information on behalf of the person described
• You will promptly update any information you have provided if it changes
• Providing false or misleading information may result in the denial of coverage or policy cancellation by a carrier

We are not responsible for any consequences arising from inaccurate information submitted by you, including the receipt of inaccurate quotes, denial of coverage, or any other outcome resulting from misrepresentation.

Consent to Contact

By submitting your information or calling a number displayed on our Site, you expressly consent to being contacted by QuoteCompare.org and/or licensed insurance agents, carriers, or their representatives. This contact may occur via:

• Telephone calls, including calls made using automated dialing systems or pre-recorded messages
• SMS or text messages
• Email communications
• Other reasonable means of communication

This consent applies even if your phone number is on a federal or state Do Not Call registry. You may withdraw this consent at any time by notifying us directly or by following opt-out instructions provided in any communication you receive.

Standard message and data rates may apply to text message communications. Message frequency may vary.

Third-Party Carriers and Partners

Our Site connects you with independent, third-party licensed insurance carriers, agents, and agencies (collectively, "Partners"). We do not control and are not responsible for the products, services, practices, policies, or actions of any Partner.

Any insurance policy, agreement, or relationship you enter into is solely between you and the applicable Partner. QuoteCompare.org is not a party to any such agreement and makes no representations or warranties regarding the suitability, availability, or quality of any Partner's products or services.

Links to Partner websites or the appearance of Partner information on this Site do not constitute an endorsement, recommendation, or certification by QuoteCompare.org.

Compensation Disclosure

QuoteCompare.org may receive financial compensation from insurance carriers, agents, or other third-party partners when a user submits a quote request, calls a number displayed on the Site, or purchases an insurance policy as a result of using our services.

This compensation may influence which carriers, rates, or products are featured or presented more prominently on our Site. However, we strive to ensure that all comparisons and information are presented in a manner that is helpful and informative to users.

Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of QuoteCompare.org or its content suppliers and is protected by applicable United States and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. This license does not permit you to:

• Modify, reproduce, or distribute any content from the Site without written permission
• Use any data mining, robots, scraping, or similar data gathering tools
• Use our trademarks, service marks, or logos without prior written consent
• Frame or mirror any portion of the Site on another website without our express written consent

Disclaimers and Warranties

THE SITE AND ALL CONTENT, SERVICES, AND MATERIALS PROVIDED THROUGH IT ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by applicable law, QuoteCompare.org expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties regarding the accuracy, reliability, completeness, or timeliness of any content or information on the Site
• Warranties that the Site will be uninterrupted, error-free, or free of viruses or other harmful components
• Warranties regarding the results that may be obtained from the use of the Site or its services

We do not warrant that any insurance rates, quotes, or savings figures displayed on the Site accurately reflect rates currently available in your area or applicable to your individual circumstances.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, QUOTECOMPARE.ORG, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES.

This limitation applies regardless of whether such damages are based on contract, tort, strict liability, or any other legal theory, and even if QuoteCompare.org has been advised of the possibility of such damages.

In no event shall our total aggregate liability to you for all claims arising out of or relating to your use of the Site exceed one hundred U.S. dollars ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain types of damages, so the above limitations may not apply to you in full. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless QuoteCompare.org and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your use of or inability to use the Site or services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any information or content you submit, transmit, or make available through the Site
• Your violation of any applicable laws or regulations

Governing Law & Dispute Resolution

These Terms and any disputes arising out of or related to them or the use of the Site shall be governed by and construed in accordance with the laws of the United States and the state in which QuoteCompare.org is registered, without regard to its conflict of law provisions.

Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the federal or state courts of competent jurisdiction. By using the Site, you consent to the personal jurisdiction of such courts.

Informal Resolution

Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute informally by contacting us at the address below and giving us a reasonable opportunity (no less than 30 days) to resolve the matter.

Waiver of Class Actions

To the fullest extent permitted by law, you waive your right to participate in any class action lawsuit or class-wide arbitration against QuoteCompare.org.

Changes to These Terms

We reserve the right to modify or update these Terms at any time at our sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page.

It is your responsibility to review these Terms periodically. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the updated Terms. If you do not agree to the new Terms, please stop using the Site.

Contact Us

If you have any questions, concerns, or feedback regarding these Terms & Conditions, or if you wish to exercise any rights described herein, please contact us using the information below. We aim to respond to all inquiries within 5 business days.